General

The Commonwealth Government handed down it’s Budget on Tuesday night. One of the most striking things about the Budget is that the Government will be in surplus for the 2022/2023 year.

Last week you may have seen the release of a review into the Reserve Bank of Australia. The review calls for a number of changes, none of which are particularly earth-shattering or will change how monetary policy operates in Australia. But that begs a bigger question: what is monetary policy anyway?

There is a basic human principle that we should always remember: financial competition is usually bad news for the competitors. Avoid if possible!

If you have been travelling overseas for any length of time, you will have noticed how easy it has become to transfer Australian dollars into the currency of whichever country you are in. But, what actually happens when money is ‘transferred’ overseas?

Power is one of the biggest costs for households and small businesses. And the costs are rising. The good news is that many Australians can simultaneously improve their personal finances while reducing their use of fossil fuels.

You may have seen the recent news that an American Bank, Silicon Valley Bank, collapsed. This raises two important questions: what happened? And, could something similar happen here?