Reflection | Jane Clark Financial Management

What’s the Ideal Age to Retire?

Reflection, Retirement / September 14, 2023 September 8, 2023

What’s the ideal age to retire? We came across some intriguing research recently that shows that people’s ideal retirement age changes as they get closer to actually retiring. And, perhaps surprisingly, the closer we get to leaving work, the more we want to keep working!

Wanna Know a Super Secret for Retirement?

Reflection, Retirement, Self-Managed Superannuation, Superannuation / August 31, 2023 August 31, 2023

You can generate super savings in two ways: contributions and investment earnings. While you work, investment earnings are really important. Once you retire, earnings become even more important.

Wanna Know a Super Secret?

Reflection, Retirement, Self-Managed Superannuation, Superannuation / August 24, 2023 August 23, 2023

Working Australians contribute money into super each year. It may be tempting to think that these contributions make up the bulk of your retirement savings. But, for most people, that’s not how it works. There’s a super secret and we want to let you in on it.

Retire Well with an Income Stream

Reflection, Retirement, Self-Managed Superannuation, Superannuation / August 17, 2023 August 15, 2023

You know that the worst of Covid is behind us when the rules for your super start to bounce back to normal. On July 1 this year, we saw yet another temporary Covid measure come to an end. Minimum income stream payments are back to where they were in 2019.

The Women’s World Cup and Good Money Management

General, Reflection / August 10, 2023 August 9, 2023

The Women’s World Cup is on and the Matildas are playing magnificently! They have already made the final eight, and this weekend they have the chance to push through to the semi-finals. Here’s just a few ‘money management tips’ from the Matildas.

How Many Types of Money are There?

General, Reflection / July 27, 2023 February 2, 2024

Did you know that there is more than one type of money? In countries like Australia and the US, which use fiat currencies and central banks, there are really four types of money. Read on to find out more.

All about Paid Parental Leave

General, Reflection / July 20, 2023 July 18, 2023

As financial planners, much of our time is spent happily helping people plan for retirement. But one of the things we really love doing is helping people plan for other important and special times of their lives. Becoming a parent is one such time.

What’s Changing in the New Financial Year?

General, Reflection, Superannuation / July 13, 2023 July 13, 2023

New financial year, new financial rules. Here are some of the Government changes that took effect on 1 July. We will look more closely at these and other changes in the weeks and months ahead.

RBA’s Inflation Struggle: The ‘Feet in the Oven, Head in the Freezer’ Problem

Debt Management, General, Reflection / June 29, 2023 June 28, 2023

If your feet are in an oven and your head is in the freezer, on average you probably feel quite comfortable. That’s the problem with averages. And it is a problem worth remembering when it comes to the task ahead of the RBA as they try to bring inflation down.

Want a Lower Interest Rate? There’s no Harm in Asking

Debt Management, General, Reflection / June 22, 2023 June 19, 2023

As interest rates continue to rise unabated, many of our clients are finding that things are getting tight. They are wondering what to do. Well, the first step for many people is to see if you can reduce that rate of interest.