Independent financial advisor
Some Assorted Budget Tidbits

Some Assorted Budget Tidbits

In our newsletter last week, we discussed the larger talking points from the Federal Budget. This week, we thought we take a look at some of the smaller changes to superannuation that will be of interest to many of our clients.
Bad News Can Be Good for the Economy

Bad News Can Be Good for the Economy

A driver has two routes to head home after work. Somehow, we know that if the driver takes Route A, he will be in a minor bingle in which two cars are damaged. If the driver takes route B, he will get home safe and sound. You are the Australian Treasurer. Which route do you want the driver to take?
Will Increasing Interest Rates ‘Fix’ Inflation?

Will Increasing Interest Rates ‘Fix’ Inflation?

Unless you are an avowed cyclist, you will probably have noticed what is happening to petrol prices at the moment. They are up. Way up. Prices in most parts of Australia are now over $2 per litre for standard motor vehicle go-go juice.
The Need for Insurance

The Need for Insurance

Our heart has been breaking in recent weeks over the massive floods affecting so much of Queensland and NSW. If you or someone you know has been affected, please know our thoughts are very much with you at this time.
50dollarnote

Why do we call it the ‘Reserve Bank?’

One of the most prominent players in the Australian economy is the Reserve Bank of Australia – or the RBA. The RBA is Australia’s Central Bank. This means that it is the banker for the Commonwealth Government and that it is responsible for management of Australia’s currency.
singing in the rain financial planning

How to Find Yourself Singing in the Rain

Last week we discussed how the Governor of the Reserve Bank Phillip Lowe recently recommended that home borrowers ensure that they have a ‘buffer’ against the time when interest rates inevitably rise. Interest rate buffers are not the only type of buffer in good financial planning. Buffers are used in many areas, but the need for buffers always comes from the same source: understanding that the way things are now is not likely to be the way things are in the future.
How to Think Like an RBA Governor

How to Think Like an RBA Governor

Last week, the Governor of the Reserve Bank Phillip Lowe gave a speech at the National Press Club. As is the tradition, at the end of his set speech, he was asked questions from the floor. One question stood out among the many.
about life insurance and Covid-19

Some Good News about Covid-19 and Life Insurance

If you hold a life insurance policy in Australia, the good news is that your policy will almost certainly not exclude health events that are caused by Covid-19. This is especially the case for policies that pre-date 2020, but is also almost always the case for policies that you took out before you became or become ill with Covid.
welcome-to-2022

Welcome to 2022. Let’s start with a huge word of thanks!

Our plan for the new year was to forget about Covid for a while and concentrate on things to do with personal finance. Well, events have caught up with us and Covid is moving through the community at a very rapid rate. So, we want to start the new year with a word of thanks to the best Australians.

General Advice Warning

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial, legal, credit and/or taxation advice prior to acting on this information.

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