Independent financial advisor

Account-Based Income Streams

Super is not supposed to be locked up forever. Super is intended to be withdrawn and used to finance your retirement. In this article, we take a closer look at withdrawing your super slowly over time, using an income stream.

Helping Family into the Property Market

Rising house prices are great news for people who already have a home, but not so good for those yet to buy. This week, we look at ways that families can work together to make buying a home a reality.

Jobkeeper Is Ending

This Sunday marks a pivotal date in Australia’s journey out of the ‘economic troubles caused by Coronavirus. The Commonwealth Government’s main economic response to the pandemic, it’s ‘Jobkeeper’ payment, will not continue beyond March the 28th. If the end of the program affects you, please get in touch.

Do you know how accommodation costs work in aged care?

At least a quarter of a million Australians reside in residential aged care at any one point in time. As we saw last week, residents in aged care are asked to pay a range of fees for their stay. In this article, we will look a little more closely at the largest of these fees: the accommodation fee.

Is aged care something you need to be thinking about?

More than 1.2 million Australians receive some form of aged care. Of these, about 23% of people are using residential aged care. Residential aged care is something all of us should expect, either for ourselves or for a loved one. The good news is that anything that we expect can be planned for.

When the Circumstances Change…

People need to adapt to new circumstances. It is how humans have always survived. This was brought home to us last week as we watched the women’s final of the Australian Open. As you might have seen, Naomi Osaka beat Jennifer Brady to claim her fourth grand slam title. Well played Naomi. But it is Brady’s story that we really liked.

Our Home is Our Castle

When it comes to paying tax, our family homes have something quite important in common with Buckingham Palace.

It’s All About the Context

Our apologies if you do not like cricket, but it is a sport with much to teach us about money management. Cricket can often provide a brilliant metaphor for money management – it must be all the maths that both cricket and finance demand.
starry-night-Making Money while You Sleep

Making Money while You Sleep – Starry Night or Not

Passive income is the income generated by our investments. Because it is not linked to our time or (necessarily) our skill, passive income is not limited in the way that active income is. Indeed, it is possible to earn passive income even while we sleep.

General Advice Warning

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial, legal, credit and/or taxation advice prior to acting on this information.

Need independent financial advice?

Contact Jane Clark to schedule an appointment.

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