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In most cases, a legal marriage will nullify, or at least substantially vary, a pre-existing will. This is the case unless the will specifically anticipates a coming marriage. So, if you

Every year we make it a point to write at least one blog article on consolidating super. Consolidating super is where benefits held in two or more super funds are ‘rolled

Insurance premiums are like a bet you hope you lose. While everybody who has financial dependents (including themselves) who rely on the income they generate should take out insurance, we sincerely

As we wrote last week, investment assets are usually divided into one of two types: growth or defensive. Last week we discussed growth investments. This week, let’s look at the other

You have probably heard the terms ‘growth investments’ and ‘defensive investments’. What do they mean, exactly? All investments are divided into one or the other of these two categories. A growth

There are many different types of life insurance. One of the most common questions we are asked is ‘who needs what’ kind of cover. In this article, we will examine each

June 30 is the last day of the financial year in Australia. This makes it a very important date for personal financial planning. Unfortunately, in 2019, it’s Sunday’s turn to host

There are just a few more sleeps before the end of the financial year. We know, financial advisers are the only people who get excited about that. But you should too.

People can do crazy things to try to reduce their tax bill. To claim a tax deduction, you typically have to incur an expense. And that’s the main problem: when you